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Credit Cards

Find the right credit card for your lifestyle and financial goals

Find Your Perfect Card

Answer a few questions to see which card is right for you

Our Credit Card Options

Cash Rewards Credit Card

Cash Rewards

$200

online bonus offer

  • 3% cash back in the category of your choice
  • 2% cash back at grocery stores and wholesale clubs
  • 1% cash back on all other purchases
  • No annual fee
  • 0% Intro APR for 15 billing cycles
Learn More Apply Now
Travel Rewards Credit Card

Travel Rewards

25,000

online bonus points offer

  • Unlimited 1.5 points for every $1 spent
  • Points don't expire
  • No foreign transaction fees
  • No annual fee
  • 0% Intro APR for 12 billing cycles
Learn More Apply Now
Platinum Credit Card

Platinum

0%

intro APR offer

  • 0% Intro APR for 18 billing cycles
  • No annual fee
  • Online account management
  • Contactless payment technology
  • Fraud monitoring and alerts
Learn More Apply Now
Secured Credit Card

Secured

Build Credit
  • Build or rebuild credit history
  • Security deposit as low as $200
  • Credit line equal to your security deposit
  • Periodic account reviews for credit line increases
  • $39 annual fee
Learn More Apply Now

East Credit Union Card Benefits

Security

24/7 fraud monitoring, zero liability protection, and instant purchase alerts

Digital Wallet

Add your card to Apple Pay, Google Pay, or Samsung Pay for contactless payments

Worldwide Acceptance

Use your card anywhere Visa/Mastercard is accepted around the world

24/7 Support

Access customer service anytime, day or night, for assistance with your card

Frequently Asked Questions

How do I apply for a credit card?

You can apply for a East Credit Union credit card online, by phone, or at any branch location. The application process typically takes about 10-15 minutes, and you may receive an instant decision.

What credit score do I need to qualify?

Credit score requirements vary by card. Our premium rewards cards typically require good to excellent credit (690+), while our secured card is designed for those building or rebuilding credit.

How do I redeem my rewards?

You can redeem rewards through your online account or mobile app. Cash rewards can be redeemed as statement credits, deposits to your East Credit Union account, or gift cards. Travel rewards can be redeemed for travel purchases, gift cards, or statement credits.

What is a 0% intro APR offer?

A 0% intro APR offer means you won't be charged interest on purchases and/or balance transfers for a specified period after opening your account. After the introductory period ends, the standard variable APR will apply to any remaining balance and new purchases.

Ready to apply for a credit card?

Get started online today and receive a decision in minutes

Apply Now