Find the right checking account for your everyday banking needs
Open a new eligible checking account and make qualifying direct deposits
See offer details
| Features | Essential Checking | Premier Checking | Platinum Checking |
|---|---|---|---|
| Monthly Maintenance Fee | $12 | $25 | $30 |
| Ways to Waive Monthly Fee |
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| Minimum Opening Deposit | $25 | $100 | $500 |
| ATM Fee Rebates | None | Up to $10/month | Unlimited |
| Interest Earning | |||
| Overdraft Protection | Available | Available | Premium |
| Online & Mobile Banking | |||
| Debit Card | Premium Design | ||
| Paper Statements | $3/month | Free | Free |
| Learn More | Learn More | Learn More |
Manage your accounts, deposit checks, and pay bills from anywhere
Secure chip technology and contactless payments
24/7 account monitoring and zero liability protection
Customizable alerts for transactions, balances, and more
Apply online in minutes or schedule an appointment at your nearest branch
You can open a checking account online, by phone, or by visiting any of our branch locations. To open an account, you'll need a government-issued ID, your Social Security number, and an initial deposit.
Overdraft protection is a service that helps prevent declined transactions when you don't have enough money in your checking account. You can link a savings account or credit card to cover overdrafts automatically.
To set up direct deposit, provide your employer with your account number and our routing number. You can find this information on your checks, in online banking, or by contacting customer service.
There are no fees for using East Credit Union ATMs. Fees may apply when using non-East Credit Union ATMs, though some accounts offer fee rebates. See the account comparison chart for details.